Saving money is hard.  Yet it’s so important to have cash stocked away for emergencies, vacations, school, holidays, and retirement.  A fun and effective way to start saving more and make it a habit is by starting a money saving challenge.   What is a Money Saving Challenge? Simply put, a money saving challenge is a way to help push yourself to either start saving or to save more. It’s a ‘challenge’ you decide to take that will help achieve a savings goal as well as build good saving habits. There are countless money savings challenges out there, so finding one that fits your savings goals shouldn’t be terribly hard.  You can choose a challenge that lasts from a day, a