Saving money is hard.  Yet it’s so important to have cash stocked away for emergencies, vacations, school, holidays, and retirement.  A fun and effective way to start saving more and make it a habit is by starting a money saving challenge.   What is a Money Saving Challenge? Simply put, a

One of our biggest budget expenditures is on food.  In fact, it’s the third-largest expense for the average household, only preceded by housing and transportation.  Most families spend an average of $681 per month on food, which equates to $8,169 per year.  On average, that’s about 10% of your money

How much did you spend on groceries in the past week?  Or how about at restaurants?  If you can’t answer that question, I’d guess that you typically pay for purchases using a debit or credit card.  Credit cards make spending money on the things we want and need extremely convenient.