5-year financial plan

Your Ultimate Guide for Creating a 5-Year Financial Plan

Planning for the future is vital to your well-being, yet 75% of Americans don’t have any formal plan in place.  Creating a 5-year financial plan is like devising a blueprint for success.   The plan can help you establish and save for an emergency fund as well as set a timeline

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Money Coach

What in the World Is a Money Coach?

Managing your finances can be tough.  It’s like managing your weight, which sure isn’t easy.  It takes work, persistence, and a level of knowledge.  Even then, it’s an uphill battle that many people fail at.   That’s when you throw in the towel, right?  Nope!  You get a fitness coach who

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How to Get Cash From a Visa Gift Card: 10 Tested Options

Wondering how to get cash from a Visa Gift Card?  Looking to add those funds to your emergency fund instead of splurging on something you don’t need?  Well, ponder no more as I’ve found several options to cash in your Visa Gift Cards.   Visa Gift Cards are a great gift

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How Much is 6 Figures? Explanation, Jobs, and Examples

Growing up, there were always two numbers that people seemed to be talking about.  Saving one million dollars and earning a 6-figure salary.  Like me early on, you may be asking how much is 6 figures?  It’s a very common question, so if you don’t know what 6 figures means,

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Student Loans Suck So I Paid Mine Off In 12 Months

We all know how important it is to have a college degree these days. It’s also a well-known fact that student loans suck! Right after that incredible graduation day, you come to the realization that you have a towering mound of student loan debt. Did you know that the average

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Net Worth

July 2020 – My Net Worth Report

I love reading financial bloggers income and net worth reports (budgets are sexy and Gen Y are some of my favorites). They reveal so much about the writer and for me, provides loads of inspiration. It’s amazing to see recaps where they compile years of tracking and you can clearly

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How To Create A Budget

  The most important step to understanding your finances and becoming ‘financially healthy’ is to create a budget. A budget will help identify and track your monthly debt payments, your splurge spending, and how much you can and are saving. If you’re spending more than you earn learning how to

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How To Quickly Evaluate Your Finances

Evaluating your financial health is vital to understanding where you stand and where you will and can be in the future. Having a clear understanding of your finances will help drive everyday decisions. Can I purchase a new car? A new home? Can I retire? Should I downsize my car/home?

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