As a kid, receiving anything more than $20 sent my mind on a wild adventure about the endless possibilities of what I could buy. As I grew a bit older, my sights began to get a bit higher. What can I buy with a million dollars? A jet? A yacht?
Planning for the future is vital to your well-being, yet 75% of Americans don’t have any formal plan in place. Creating a 5-year financial plan is like devising a blueprint for success. The plan can help you establish and save for an emergency fund as well as set a timeline
Table of Contents Managing your finances can be tough. It’s like managing your weight, which sure isn’t easy. It takes work, persistence, and a level of knowledge. Even then, it’s an uphill battle that many people fail at. That’s when you throw in the towel, right? Nope! You get a
Table of Contents Wondering about how to get cash from a Visa Gift Card? Looking to add those funds to your emergency fund instead of splurging on something you don’t need? Well, ponder no more as I’ve found several options to cash in your Visa Gift Cards. Visa Gift Cards are
Table of Contents Growing up, there were always two numbers that people seemed to be talking about. Saving one million dollars and earning a 6-figure salary. Like me early on, you may be asking how much is 6 figures? It’s a very common question, so if you don’t know what
We all know how important it is to have a college degree these days. It’s also a well-known fact that student loans suck! Right after that incredible graduation day, you come to the realization that you have a towering mound of student loan debt. Did you know that the average
Are you a planner? Do you know exactly where you’ll be working or where you want to live in 5 years? If so, then answering the question of should I rent or buy is somewhat easy! A lot of people don’t know where they’ll be working in 5 years. The
I love reading financial bloggers income and net worth reports (budgets are sexy and Gen Y are some of my favorites). They reveal so much about the writer and for me, provides loads of inspiration. It’s amazing to see recaps where they compile years of tracking and you can clearly
The most important step to understanding your finances and becoming ‘financially healthy’ is to create a budget. A budget will help identify and track your monthly debt payments, your splurge spending, and how much you can and are saving. If you’re spending more than you earn learning how to
Evaluating your financial health is vital to understanding where you stand and where you will and can be in the future. Having a clear understanding of your finances will help drive everyday decisions. Can I purchase a new car? A new home? Can I retire? Should I downsize my car/home?